Let me share some breakdowns about the fund with you.īasically, Wahed FTSE USA Shariah ETF tracks the FTSE USA Shariah Index. Hence there is no harm dig deeper into this fund. In fact, there is one portfolio (US Stocks) that only invested in this fund. Wahed USA Shariah ETF can be found in most portfolios in Wahed. Related Article: How to Register a Brokerage Account in Malaysia Wahed FTSE USA Shariah ETF Breakdown If you really want to invest in a gold ETF, just open a local brokerage account and invest in this ETF directly in Bursa Malaysia.Īside from the one-time brokerage fees, you can hold this ETF as long as you want, without being charged for management fees. I don’t see any use case for this portfolio. Personally, I invested in this portfolio with my Wahed’s fund. If you are comfortable with the top allocations for this ETF, this portfolio is the best choice for simple investing. While this portfolio looks highly concentrated, ETF itself is diversified. This portfolio is literally a one-fund portfolio, which is Wahed FTSE USA Shariah ETF. It has a very high allocation in stocks (85%) and only 12.5% in Sukuk/Bond. This portfolio is the only diversified portfolio that does not invest in gold. It’s obvious that Wahed prefers RHB Bond Fund □ Very Aggressive Portfolio You see? 17.5% in RHB Bond Fund but only 7.5% in Maybank Sukuk Fund. Aggressive PortfolioĪggressive Portfolio has 62.5% in stocks, 25% in Sukuk/Bond, and 10% in gold. I guess it is because the historical return for the RHB bond fund is more promising. We can notice that Wahed always allocates more to the RHB bond fund than Maybank Sukuk Fund. Starting from this portfolio, the allocation for stocks is higher (52.5%), while 35% in Sukuk/Bond and 10% in gold. It suits someone who is risk-averse and doesn’t want too much volatility. This portfolio has 55% in bonds, 35% in stocks, 7.5% in gold, and 2.5% in cash. Why pay fees for this kind of portfolio? Moderately Conservative PortfolioĪre you okay with 75% of your money in the Sukuk/Bond fund? If yes, then this portfolio might be for you. You better off just investing in the Sukuk/Bond Fund instead of choosing this portfolio. There are total 8 portfolios available in Wahed Invest (on Nov 2021): So you know what are you really investing in. So I will do you guys a favor by breaking down all the portfolios available in Wahed Invest. Most investors are not keen to dig deep into those portfolios. If we deposit our money into Wahed and start investing, what assets or companies are we really investing in? There are portfolios with a mixture of US and Malaysia, US stocks only, and gold-only portfolios as well. It offers several portfolios with different risk levels and geographical regions. It is very beginner-friendly as it has a simple and intuitive user interface. Wahed Invest is the first shariah-compliant (halal) robo-advisor in Malaysia. So I would like to take this chance to do researches and share with you the detailed breakdown of the Wahed Invest Portfolio. But very few really know what’s behind the Wahed Invest portfolio. I believe many people have started to use robo-advisors such as Wahed Invest for investing.
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